Privacy Policy

1. Introduction

Valorin Insurance Agency (“Valorin,” “we,” “us,” or “our”) provides this notice. This Privacy Policy describes how we collect, use, disclose, and protect personal information in connection with our website and insurance services. We strive to handle personal information in accordance with applicable federal and state laws and regulations.

2. Information We Collect

We may collect personal and non-personal information when you interact with our website, request quotes, or use our services. This may include:

• Full name, address, email, and phone number
• Date of birth
• Driver's license or driving information, where applicable
• Vehicle information
• Property information
• Business name, type, and employment details
• Business ownership information
• Employee-related information provided for insurance purposes
• Financial information necessary for underwriting (e.g., payroll, revenue)
• Insurance policy details and claim information
• Insurance history
• Claims and loss history
• IP address, browser type, and usage data (for site analytics)

3. How We Use Your Information

We use personal information for purposes related to providing, administering, and improving our insurance services, as well as for legal, regulatory, security, and business purposes. Specifically, we may use it to:

• Provide and manage insurance quotes, policies, and renewals.
• Communicate with you about your policy or service requests.
• Comply with legal and regulatory obligations applicable to insurance agencies.
• Prevent fraud, ensure data security, and enhance our service experience.

4. Data Sharing and Disclosure

We do not sell or rent your personal data. We may share limited information only with:

• Licensed insurance carriers, wholesalers and MGAs, and partners who assist us in providing coverage or quotes.
• Premium finance companies, where applicable, and payment processors that handle premium payments.
• Government and regulatory authorities, auditors, or legal entities as required by law.
• Technology and service providers under strict confidentiality agreements for website management, analytics, or email communications.
• Other parties when authorized by you, or when otherwise required or permitted by law.

5. Data Security

We maintain administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, use, alteration, or disclosure. This includes secure servers, encrypted transmissions, and limited access to sensitive data.

While we take reasonable precautions, no online transmission or storage method is 100% secure. We encourage you to take steps to protect your personal data when communicating online.

6. Your Rights and Choices

Depending on your state of residence and applicable law, you may have certain rights regarding your personal information, including rights to access, correct, or request deletion of certain information, subject to applicable exceptions and limitations.

To exercise these rights, contact us at info@valorininsurance.com.

7. Children’s Privacy

We do not knowingly collect personal information directly from children through this website. If we learn that we have collected personal information from a child without appropriate authorization, we will take reasonable steps to address the situation.

8. Cookies and Tracking Technologies

We may use cookies, pixels, analytics tools, and similar technologies to operate our website, understand website usage, improve our services, and maintain website security. You may be able to control certain cookies through your browser settings. Some website functions may not operate properly if certain cookies are disabled.

9. Third-Party Websites

Our website may contain links to third-party websites or services. These third parties may have their own privacy policies and practices. We are not responsible for the privacy practices of third-party websites that we do not control.

10. Data Retention

We retain personal information for as long as reasonably necessary to provide our services, maintain business and insurance records, comply with legal and regulatory requirements, resolve disputes, enforce agreements, and fulfill other legitimate business purposes.

11. Marketing Communications

We may send communications regarding our services, products, promotions, or other information where permitted by applicable law. You may opt out of certain marketing communications by following the unsubscribe instructions included in the communication or by contacting us.

12. Contact Us

If you have questions about this Privacy Policy or our Terms of Use, please contact:

13. Updates to This Policy

We may modify this Privacy Policy periodically to reflect legal updates or changes in our business practices. Updates will be posted on this page with a revised “Last Updated” date.

This Privacy Policy was last updated on September 29, 2026.